The Home Buying Process
Step 1: Buyers Consultation
Step 2: Mortage Pre-Approval
Step 3: Determine Wants and Schedule Tours
Step 4: Select Home and Put in Offer
Step 5: Review Closing Documents, Walk-Through, and MOVE-IN!
Ten Commandments of Buying a Home
No New Wheels!
No New Chairs
Thou shalt not buy furniture
Thou shalt not originate any inquiries into your credit.
No Big Deposits
Thou shalt not make large deposits without checking with your loan officer.
No New Banks
Thou shalt not change bank accounts.
Thou shalt not co-sign a loan for anyone.
Thou shalt not change jobs, become self-employed, or quit your job.
No New Wheels
Thou shalt not buy a car, truck or van (or you may end up living it!)
No New Debt
Thou shalt not use credit cards excessively or let current accounts fall behind.
Thou shalt not spend money you have set aside for closing.
Thou shalt not omit debts or liabilities from your loan application. .